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Posted December 15th, 2011 by Charles Purdy

Saving money at Christmas

Christmas is always a time when we decide to splash the cash, and suffer the consequences the following month. But it doesn’t always have to end up costing you an arm and a leg. Smart Currency Exchange can help you save money when you are sending currency abroad for Christmas or back to the UK if you are living overseas.

Smart Currency Exchange specialises in helping their clients save money; money they would otherwise be wasting if they used their local high street bank. The rates in the banks are usually set for the day first thing in the morning, and do not change – thus ensuring that if there is any fluctuation in the market rates, the banks still make a lot of profit. At Smart, the traders can communicate direct with the market floor to negotiate a rate on your behalf.

The rates that Smart can offer are up to 4 per cent better than the banks. The traders are also used to dealing with rates and can help to advise you on when to move your money in order to get the best deal. Unlike a bank, with Smart Currency Exchange you also have the opportunity to take out a contract that suits your own financial needs, for example you can take out a forward contract which allows you to buy the currency at a great rate, and use it in the future when you need it.

You also benefit from the option of taking out an ‘Order to buy’ contract if you don’t need to move your money in a hurry. This is great if the rate is not yet at a level that you are happy with, as the trader will keep an eye on the market for you and if and when the rates hit a pre-agreed rate, they will call you to see if you want to go ahead with the purchase. This is fantastic as it saves you keeping an eye on the market every day, you can rest assured that Smart Currency is doing that for you.

So when it comes to sending Christmas money abroad be sure to avoid the high street banks as they will most certainly end up costing you more. Give Smart a call and one of their traders will talk throughout your situation and come up with the best plan for you. Just think, the money you save could go towards a few extra Christmas presents!

For a free report on how Smart Currency Exchange could save you money when you transfer funds abroad, click here

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