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Posted March 31st, 2016 by Charles Purdy

Save time and money on your viewing trips

This time of year is traditionally the most popular time for would be property buyers to take a trip abroad to view a selection of suitable properties, as those who may look to purchase property in the summer spend time exploring their chosen new corner of the country, viewing different properties and getting to know the area. Of course, this is an incredibly important part of the property buying process, so there is a lot to think about before your visit.

You never know when you are going to come across that perfect property, and if you find it on your viewing trip, it is important to make sure you are in a position to do something about it. That’s why we recommend opening an account with us as soon as you know you want to buy property overseas. Not only can we help you get the most out of your purchase process, including your viewing trip, but we can also ensure you avoid losing money when the time comes to buy your property abroad.

This will ensure that as soon as you find your dream property and wish to pay a holding fee – or even need to pay your entire deposit up front – all you need to do is call your personal trader and arrange for them to transfer the funds into your foreign bank account. This enables you to make your currency transfer payment quickly and safely.

By organising the setup of your currency account before you go to view any properties, you will also be able to take advantage of the numerous currency tools and services available. With everything that has been happening in the market in the run up to June’s EU Referendum, the most useful of these must surely be our Forward Contract tool. This allows you to plan your future transfers by setting them in advance at the current rate for any time up to one year – protecting you from any future exchange rate fluctuations before you make a transfer, and enabling you to plan your budget with price certainty, knowing exactly what you will need to pay in Pounds. When you make the phone call to transfer your deposit, you will not have to rely on working out the cost based on the rate at the time; instead you will already know exactly how much you need to spend in advance and can therefore budget accordingly.

Find out more about how the forward contract can help you, and get a quote today!

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Posted March 24th, 2016 by Charles Purdy

What NOT to worry about if the UK leaves the EU?

In last week’s budget, George Osborne confirmed his belief that leaving the EU could spell a period of disruption for the UK’s economy, with greater volatility than we have seen for a while. It is true that the situation if the ‘Out’ votes win is unprecedented but we feel that for our clients, at least,  Continue Reading…

Posted March 22nd, 2016 by Charles Purdy

Brits buying in the Eurozone this year should consider booking their transfers now

It has become clear that despite the numerous concerns over the potential effects of June’s European Union Referendum most of Smart Currency Exchange’s clients are not making any changes to their plans to buy property in Europe. Our partners at the Overseas Guides Company, a free information resource for overseas property buyers, speak to would-be  Continue Reading…

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