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Posted April 30th, 2009 by Charles Purdy

Hey – how are you?



  Overseas Buying Guide Newsletter  


Overseas Property Buying & Investment Newsletter 30th April 2009

Hello there Charles,

Easter month and how the year is flying by isn’t it?

Talking of flying: we all know the age old mantra of location, location, location when buying property… Frankly, in an investment property, this should be taken to mean (amongst other things) accessibility. That being so, the good news is that in recent weeks a number of low-cost airlines have added new flights from bases throughout the UK.

To read more go to: The Overseas Newsletter

In this months newsletter:

A credit check… Many, if not all, countries have been affected by the credit crunch and subsequent world recession but there are some that are not quite as badly affected as others.

Is sterling out of the woods yet? by Smart Currency’s Charles Purdy Is sterling out of the woods yet? A fair question given what we have been through and the vast amounts that have been thrown by our government at the banks and the economy in a desperate attempt to stave off a depression.

Sustainable investment… With stocks going down, banks going bust and commodities falling is there anywhere safe left?

Holiday Lettings On holidaylettings.co.uk you really can show off your holiday rentals to their full potential

Disadvantages of buying a listed building Find out why a listed building may not be the way to go…

To see the full newsletter go to: The Overseas Newsletter

Kind regards till next time,

Carol & Jana
Overseas Buying Guide
The Overseas Guides Company ltd
0207 898 0549 (call me!)

mailto:jana@overseasguidescompany.com



The Overseas Guides Company Ltd | 1 Lyric Square | London | W6 0NB | UK

Copyright © 2009. All Rights Reserved. The Overseas Guides Company

All rights reserved. No part of this publication may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise without the prior permission of the copyright owner.

The contents are a general guide only and are not intended to be in substitution for professional advice. All readers are strongly advised to take advice from their solicitor, accountant and surveyor before proceeding with any property purchase.

 


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Posted April 30th, 2009 by Charles Purdy

Smart Daily Currency Note – 30th April 2009

 
Smart Currency Exchange – Daily Currency Rates for Overseas Property Buyers  
Free Daily Inter Bank Currency Exchange Rates 30th April 2009

Currency

Rate

EURO

1.114

US$

1.488

CHF

1.683

CAN$

1.773

AUS$

2.028

Comments: Sterling gained ground against the US$ and held its own against the €. There was no major UK economic news or data released yesterday. The US$ fell across the board on weaker-than-expected US GDP figures. There was no change to US interest rates in the Federal Reserve’s monthly meeting yesterday but they did highlight that the pace of economic decline had slowed and that economic activity is to remain weak for some time. This seemed to be welcomed by markets increasing demand for riskier assets and out of US$’s. We wait to see what affect the swine flu problem has on markets, if any, in the short term.

Note:  All rates are mid market inter bank and indicative at the point of publication. 

To get an initial estimate of the cost of a property simply DIVIDE the price of the property by the appropriate currency rate noted above.



Smart Currency Exchange | 1 Lyric Square | Hammersmith | London | W6 0NB | UK

© 2005-2009 Copyright  Smart Currency Exchange Ltd

THIS PUBLICATION DOES NOT CONSTITUTE ADVICE WITHIN THE TERMS OF THE FINANCIAL SERVICES ACT (OR ANY SUBSEQUENT REVISIONS, ADDITIONS, OR AMENDMENTS).

Disclaimer

Exchange rates can move very quickly. The above rates are valid at a moment in time.
Suggestions should not be taken as advice or fact. The market does what it wants to do.  We have no crystal ball and as ever we recommend that if an exchange rate works for your budget then don’t try and wait for an even better exchange rate, as Murphy’s Law says the rate will go against you and cause you maximum pain!



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London, London
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GB

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Posted April 29th, 2009 by Charles Purdy

Smart Daily Currency Note – 29th April 2009

 
Smart Currency Exchange – Daily Currency Rates for Overseas Property Buyers  
Free Daily Inter Bank Currency Exchange Rates 29th April 2009

Currency

Rate

EURO

1.115

US$

1.470

CHF

1.678

CAN$

1.783

AUS$

2.058

Comments: Sterling maintained its position against the € and gained a bit of ground against the US$ on a quiet day for economic data. The gain against the US$ was on the back of a modest improvement in risk appetite following US house price data suggested an easing in the rate of decline in US house prices. Interesting to see what can sway markets at times with some analysts might be close to a bottom. I suspect wishful thinking when it comes to house prices. It may be more realistic that sterling is beginning to find a base especially against the € from which to build. Today the Fed makes its announcement on US interest rates. No change is expected but always of interest is the announcement that accompanies it and the Feds view on the state of the US economy.

Note:  All rates are mid market inter bank and indicative at the point of publication. 

To get an initial estimate of the cost of a property simply DIVIDE the price of the property by the appropriate currency rate noted above.



Smart Currency Exchange | 1 Lyric Square | Hammersmith | London | W6 0NB | UK

© 2005-2009 Copyright  Smart Currency Exchange Ltd

THIS PUBLICATION DOES NOT CONSTITUTE ADVICE WITHIN THE TERMS OF THE FINANCIAL SERVICES ACT (OR ANY SUBSEQUENT REVISIONS, ADDITIONS, OR AMENDMENTS).

Disclaimer

Exchange rates can move very quickly. The above rates are valid at a moment in time.
Suggestions should not be taken as advice or fact. The market does what it wants to do.  We have no crystal ball and as ever we recommend that if an exchange rate works for your budget then don’t try and wait for an even better exchange rate, as Murphy’s Law says the rate will go against you and cause you maximum pain!



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1 Lyric Square
London, London
W6 0NB
GB

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Posted April 28th, 2009 by Charles Purdy

Smart Daily Currency Note – 28th April 2009

 
Smart Currency Exchange – Daily Currency Rates for Overseas Property Buyers  
Free Daily Inter Bank Currency Exchange Rates 28th April 2009

Currency

Rate

EURO

1.117

US$

1.453

CHF

1.681

CAN$

1.781

AUS$

2.077

Comments: On a day with very little market data or new economic figures released sterling showed positive signs of having left the market’s rock bottom and climbed against most major currencies including the euro. Swine flu kept it from making any progress against the US$ as the markets tried to work out what effect it was going to have to economies world wide. UK house price data, Eurozone import figures and a European consumer confidence survey did not offer any surprises, coming in much-as-expected. There is little to look forward to for other major market news this week, but we are seldom without incident in the current climate.

Note:  All rates are mid market inter bank and indicative at the point of publication. 

To get an initial estimate of the cost of a property simply DIVIDE the price of the property by the appropriate currency rate noted above.



Smart Currency Exchange | 1 Lyric Square | Hammersmith | London | W6 0NB | UK

© 2005-2009 Copyright  Smart Currency Exchange Ltd

THIS PUBLICATION DOES NOT CONSTITUTE ADVICE WITHIN THE TERMS OF THE FINANCIAL SERVICES ACT (OR ANY SUBSEQUENT REVISIONS, ADDITIONS, OR AMENDMENTS).

Disclaimer

Exchange rates can move very quickly. The above rates are valid at a moment in time.
Suggestions should not be taken as advice or fact. The market does what it wants to do.  We have no crystal ball and as ever we recommend that if an exchange rate works for your budget then don’t try and wait for an even better exchange rate, as Murphy’s Law says the rate will go against you and cause you maximum pain!



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1 Lyric Square
London, London
W6 0NB
GB

If you no longer wish to receive communication from us:
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Posted April 24th, 2009 by Charles Purdy

Smart Weekly Currency Note – 24th April 2009

 
  Smart Currency Exchange – Weekly Currency Rates for Overseas Property Buyers  
Weekly Currency Interbank Exchange Rates 24th April 2009

Currency
Rate Last
Week
Rate This
Week
EURO
1.133
1.107
US$
1.477
1.471
CAN$
1.794
1.781
AUS$
2.050
2.039
NZD
2.609
2.571
AED
5.427
5.405

CHF

1.724
1.671

ZAR(Rand)

13.245
12.915

Charles’s Thoughts: Sterling suffered a rather poor week on the markets thanks to an array of poor data and publications released throughout the week. Improvements from the previous week’s trading which had seen sterling hit multi-week-highs against the euro and US$ unwound gradually as confidence in the pound dwindled. Wednesday’s budget announcement from the Chancellor, the release of the Bank of England meeting minutes and jobless figures for March combined to weaken sterling with weaker-than-expected UK GDP data compounding the losses on Friday. We learnt this week the level of UK government debt we as a nation will be taking on over the next few years. The figures are based on what some say are over-optimistic predictions and therefore could well be substantially worse than forecast. In spite all of this, sterling remained rather resilient given previous months’ performances and keeping over the €1.10/£1, despite the poor news and data, could be seen as a positive.

The US$ is still as much at the whim of the risk-appetite/aversion phenomena now as it was when the ‘flight to quality started’ in August last year. This holding of the US$ as a safe-haven asset has maintained despite the efforts of many governments around the world to stabilise their respective currencies by conventional or unconventional monetary policy. There was little other major US economic data from the week beyond Friday’s Durable Goods Orders and although better-than-expected there seems to be very little upside to the US$ now and it may have already reached the peak of its powers.

Euro-zone economic data was very thin on the ground this week. The lack of significant news as well as the poor performance by sterling and the US$ flattered the euro, eventually closing roughly 2% higher against both currencies. The US equity markets have enjoyed six consecutive weeks of gains and this optimism has been supported by some encouraging housing market data, but as before, in the current market positive US economic data has encouraged risk-taking and resulted in a weaker US$.

Sterling fell broadly against the high-yield and/or commodity backed currencies this week. Canadian $ interest rates were cut mid-week resulting in marginal mid-week losses across the board.

Why is Currency Management So Important? Using a bank could cost you £3-4,000 per £100,000 transferred. Buying at the “wrong” time could cost you many £’000′s more as rates can move as much as 3% in a very short period of time. Then add in transfer costs that the banks charge for sending and receiving funds and you could be looking at additional costs of £10,000 per £100,000 transferred. By developing a currency strategy and by working with a specialist currency broker these losses could be minimised if not eliminated.

Smart Client Testimonial: “Thank you for making our transactions go so smoothly. As promised, our account was opened within hours. Your traders were pleasant and efficient, and each transaction was very much at the exchange rate I expected…ie not a million miles away from the inter-bank rates and certainly much better than my high street bank could quote. All in all, an easy experience and we will have absolutely no hesitation in recommending your services to any of our friends buying property abroad.” Ian Pritchard

If you haven’t opened a Smart account yet, call me on freephone 0808 163 0102 or fill out our online Account Form at: http://www.SmartCurrencyExchange.com/application.htm

How much will a Property Cost? To estimate the cost of a property simply DIVIDE the price of the property by the appropriate rate noted above. But note this is based on the inter bank rate so the actual cost will be slightly more.

Charles Purdy
Charles Purdy


Smart Resources

Currency Strategy Worksheet
Need help creating a Currency Strategy? Download our Currency Strategy Worksheet:
http://www.smartcurrencyexchange.com/downloads/CurrencyStrategyWorksheet.pdf

Currency Report
Have your read our 10-page Currency Report that outlines the top 3 mistakes that overseas buyers make when exchanging and transferring their money overseas? Get the report here:
http://www.SmartCurrencyExchange.com/downloads/ThreeMistakes.pdf

Currency Quotation
Are you interested in a currency rate for Euros, US$’s, CYP, NZD, or any other currency, please fill out our Smart quotation form at: http://www.SmartCurrencyExchange.com/smartquotation.htm


Smart Currency Exchange Limited

   


Smart Currency Exchange | 1 Lyric Square | Hammersmith | London | W6 0NB | UK

© 2005-2009 Copyright  Smart Currency Exchange Ltd

THIS PUBLICATION DOES NOT CONSTITUTE ADVICE WITHIN THE TERMS OF THE FINANCIAL SERVICES ACT (OR ANY SUBSEQUENT REVISIONS, ADDITIONS, OR AMENDMENTS).

Disclaimer

Exchange rates can move very quickly. The above rates are the interbank rates and valid at a moment in time. The interbank rate is the rate at which the banks deal with each other in the foreign exchange markets. Suggestions should not be taken as advice or fact. The market does what it wants to do.  We have no crystal ball and as ever we suggest that if an exchange rate works for your budget then don’t try and wait for an even better exchange rate, as Murphy’s Law says the rate will go against you and cause you maximum trouble!



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London, London
W6 0NB
GB

If you no longer wish to receive communication from us:
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To update your contact information:
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Posted April 24th, 2009 by Charles Purdy

Smart Daily Currency Note – 24th April 2009

 
Smart Currency Exchange – Daily Currency Rates for Overseas Property Buyers  
Free Daily Inter Bank Currency Exchange Rates 24th April 2009

Currency

Rate

EURO

1.109

US$

1.463

CHF

1.676

CAN$

1.787

AUS$

2.049

Comments: With no significant economic data or developments from the UK markets on Thursday, sterling’s movement was equally as uneventful. Marginal gains were made against the euro throughout the day but sterling’s most significant gains were made against the US$ as the risk appetite/aversion see-saw tilted back against the US$ allowing the pound to advance by roughly 1% on the day. We await today’s UK Gross Domestic Product data as well as retail sales figures from last month. Given the appalling forecast debt levels revealed in Wednesday’s budget, sterling’s performance yesterday showed a good level of resilience. We wait to see if it can now prosper moving forward.

Note:  All rates are mid market inter bank and indicative at the point of publication. 

To get an initial estimate of the cost of a property simply DIVIDE the price of the property by the appropriate currency rate noted above.



Smart Currency Exchange | 1 Lyric Square | Hammersmith | London | W6 0NB | UK

© 2005-2009 Copyright  Smart Currency Exchange Ltd

THIS PUBLICATION DOES NOT CONSTITUTE ADVICE WITHIN THE TERMS OF THE FINANCIAL SERVICES ACT (OR ANY SUBSEQUENT REVISIONS, ADDITIONS, OR AMENDMENTS).

Disclaimer

Exchange rates can move very quickly. The above rates are valid at a moment in time.
Suggestions should not be taken as advice or fact. The market does what it wants to do.  We have no crystal ball and as ever we recommend that if an exchange rate works for your budget then don’t try and wait for an even better exchange rate, as Murphy’s Law says the rate will go against you and cause you maximum pain!



SCE/OGC

1 Lyric Square
London, London
W6 0NB
GB

If you no longer wish to receive communication from us:
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Posted April 23rd, 2009 by Charles Purdy

Smart Daily Currency Note – 23rd April 2009

 
Smart Currency Exchange – Daily Currency Rates for Overseas Property Buyers  
Free Daily Inter Bank Currency Exchange Rates 23rd April 2009

Currency

Rate

EURO

1.118

US$

1.457

CHF

1.697

CAN$

1.804

AUS$

2.056

Comments: The release yesterday of UK jobless figures, the Bank of England’s (BoE) minutes from their last meeting on interest rates as well as the Chancellor’s budget statement rather predictably weakened the pound against most major currencies throughout the day. The level of UK government debt that we will have to take on over the next few years is truly extraordinary and is based on what most consider being over optimistic predictions and therefore could be even worse. The news flow yesterday just highlights how deep the hole is we find ourselves in and how difficult it will be to get out of it. With no significant economic data to be released today, any upside for sterling may give a strong indication of market pressure for the pound to have a more accurate value circa €1.13/£1 and $1.50/£1. More risk aversion on the markets yesterday helped the USD advance across the board. I think the main outcome of yesterday is that any real appreciation in sterling will take place over the longer term rather than shorter term.

Note:  All rates are mid market inter bank and indicative at the point of publication. 

To get an initial estimate of the cost of a property simply DIVIDE the price of the property by the appropriate currency rate noted above.



Smart Currency Exchange | 1 Lyric Square | Hammersmith | London | W6 0NB | UK

© 2005-2009 Copyright  Smart Currency Exchange Ltd

THIS PUBLICATION DOES NOT CONSTITUTE ADVICE WITHIN THE TERMS OF THE FINANCIAL SERVICES ACT (OR ANY SUBSEQUENT REVISIONS, ADDITIONS, OR AMENDMENTS).

Disclaimer

Exchange rates can move very quickly. The above rates are valid at a moment in time.
Suggestions should not be taken as advice or fact. The market does what it wants to do.  We have no crystal ball and as ever we recommend that if an exchange rate works for your budget then don’t try and wait for an even better exchange rate, as Murphy’s Law says the rate will go against you and cause you maximum pain!



SCE/OGC

1 Lyric Square
London, London
W6 0NB
GB

If you no longer wish to receive communication from us:
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To update your contact information:
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Posted April 22nd, 2009 by Charles Purdy

Smart Daily Currency Note – 22nd April 2009

 
Smart Currency Exchange – Daily Currency Rates for Overseas Property Buyers  
Free Daily Inter Bank Currency Exchange Rates 22nd April 2009

Currency

Rate

EURO

1.131

US$

1.461

CHF

1.710

CAN$

1.810

AUS$

2.076

Comments: Having lost ground in Monday’s trading sterling held firm against most major currencies on Tuesday morning, partly supported by Consumer Price Index figures which showed inflation to be much-as-expected in the UK. A small rally in the second half of the day saw sterling climb back towards the 6-week-high price achieved last week against the euro. The Bank of Canada announced their decision on interest rates with a rather surprising cut of 0.25% taking the base rate of interest down to 0.25% and weakening the Canadian dollar across the board. We await today’s budget announcement from the Chancellor and the publication of the Bank of England’s minutes from their last meeting on interest rates. Both of which will be of great interest and are likely to influence sterling’s value in the short and medium term.

Note:  All rates are mid market inter bank and indicative at the point of publication. 

To get an initial estimate of the cost of a property simply DIVIDE the price of the property by the appropriate currency rate noted above.



Smart Currency Exchange | 1 Lyric Square | Hammersmith | London | W6 0NB | UK

© 2005-2009 Copyright  Smart Currency Exchange Ltd

THIS PUBLICATION DOES NOT CONSTITUTE ADVICE WITHIN THE TERMS OF THE FINANCIAL SERVICES ACT (OR ANY SUBSEQUENT REVISIONS, ADDITIONS, OR AMENDMENTS).

Disclaimer

Exchange rates can move very quickly. The above rates are valid at a moment in time.
Suggestions should not be taken as advice or fact. The market does what it wants to do.  We have no crystal ball and as ever we recommend that if an exchange rate works for your budget then don’t try and wait for an even better exchange rate, as Murphy’s Law says the rate will go against you and cause you maximum pain!



SCE/OGC

1 Lyric Square
London, London
W6 0NB
GB

If you no longer wish to receive communication from us:
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To update your contact information:
Update

Posted April 21st, 2009 by Charles Purdy

Smart Daily Currency Note – 21st April 2009

 
Smart Currency Exchange – Daily Currency Rates for Overseas Property Buyers  
Free Daily Inter Bank Currency Exchange Rates 21st April 2009

Currency

Rate

EURO

1.124

US$

1.451

CHF

1.699

CAN$

1.800

AUS$

2.072

Comments: Despite some positive UK hosing market news over the weekend sterling faltered on Monday morning, losing ground against almost all major currencies by the afternoon. Sterling’s losses were largest against the US$ as the risk-averse sentiment took hold again as stock markets fell. The US$ strengthened across the board. Sterling will likely remain under pressure until the chancellor’s budget takes place tomorrow, serving as a reminder that despite a positive last couple of weeks, sterling’s value will for the time being be subject to the bad news and economic data that has sent it to its current low levels.

Note:  All rates are mid market inter bank and indicative at the point of publication. 

To get an initial estimate of the cost of a property simply DIVIDE the price of the property by the appropriate currency rate noted above.



Smart Currency Exchange | 1 Lyric Square | Hammersmith | London | W6 0NB | UK

© 2005-2009 Copyright  Smart Currency Exchange Ltd

THIS PUBLICATION DOES NOT CONSTITUTE ADVICE WITHIN THE TERMS OF THE FINANCIAL SERVICES ACT (OR ANY SUBSEQUENT REVISIONS, ADDITIONS, OR AMENDMENTS).

Disclaimer

Exchange rates can move very quickly. The above rates are valid at a moment in time.
Suggestions should not be taken as advice or fact. The market does what it wants to do.  We have no crystal ball and as ever we recommend that if an exchange rate works for your budget then don’t try and wait for an even better exchange rate, as Murphy’s Law says the rate will go against you and cause you maximum pain!



SCE/OGC

1 Lyric Square
London, London
W6 0NB
GB

If you no longer wish to receive communication from us:
Cancel

To update your contact information:
Update

Posted April 17th, 2009 by Charles Purdy

Smart Weekly Currency Note – 17th April 2009

 
  Smart Currency Exchange – Weekly Currency Rates for Overseas Property Buyers  
Weekly Currency Interbank Exchange Rates 17th April 2009

Currency
Rate Last
Week
Rate This
Week
EURO
1.113
1.133
US$
1.464
1.477
CAN$
1.798
1.794
AUS$
2.041
2.050
NZD
2.516
2.609
AED
5.375
5.427

CHF

1.695
1.724

ZAR(Rand)

13.316
13.245

Charles’s Thoughts: The equity rally which started in the previous weeks trading carried through and helped sterling extend its recent gains against most major currencies by the end of this week. Though its value on the markets is still mainly influenced by risk-appetite/aversion, confidence in sterling and the UK and global financial sector has improved. Thanks to this improvement in confidence and a slightly brightened outlook the Bank of England are now thought to be unlikely to increase the amount of new money to be introduced into the economy by quantitive easing. There was no major market data for the UK during the week but on Wednesday a UK house-price survey with better-than-expected data helping sterling maintain its improved levels. The market data and outlook for sterling is far from being positive but certainly looks brighter.

The euro has suffered during the month of April so far. With an uncertain picture of how the European Central Bank will tackle the mounting issues within its vast and diverse economy the euro has weakened despite a positive rally in European equities markets. This weeks figures showing that eurozone industrial production fell by almost 20% year on year highlights how difficult conditions are. There are also rumours of a difference of opinion within the ranks of the ECB on monetary policy which may well mean that these decisions from the ECB are far from being made. Euro inflation data released on Wednesday was much as expected but a narrowing of the Euro-Zone Trade-deficit gave the euro a rare positive for the week.

The Federal Reserve’s Beige Book, which reports on overall US economic conditions every 6 weeks, noted a further contraction in the US economy with the most alarming figures coming from the industrial and labour markets. However, with this said, the sway of economic data still pales against the weight of the risk-averse investors and their demand for the US$ as a safe-haven asset. Much like with UK data, the figures from the US are far from positive but marginally less negative than in previous weeks. Any clue to having already reached the bottom of the market would be a welcome boost.

There were no major developments in the high-yield and/or commodity backed currencies.

Why is Currency Management So Important? Using a bank could cost you £3-4,000 per £100,000 transferred. Buying at the “wrong” time could cost you many £’000′s more as rates can move as much as 3% in a very short period of time. Then add in transfer costs that the banks charge for sending and receiving funds and you could be looking at additional costs of £10,000 per £100,000 transferred. By developing a currency strategy and by working with a specialist currency broker these losses could be minimised if not eliminated.

Smart Client Testimonial: “Thank you for making our transactions go so smoothly. As promised, our account was opened within hours. Your traders were pleasant and efficient, and each transaction was very much at the exchange rate I expected…ie not a million miles away from the inter-bank rates and certainly much better than my high street bank could quote. All in all, an easy experience and we will have absolutely no hesitation in recommending your services to any of our friends buying property abroad.” Ian Pritchard

If you haven’t opened a Smart account yet, call me on freephone 0808 163 0102 or fill out our online Account Form at: http://www.SmartCurrencyExchange.com/application.htm

How much will a Property Cost? To estimate the cost of a property simply DIVIDE the price of the property by the appropriate rate noted above. But note this is based on the inter bank rate so the actual cost will be slightly more.

Charles Purdy
Charles Purdy


Smart Resources

Currency Strategy Worksheet
Need help creating a Currency Strategy? Download our Currency Strategy Worksheet:
http://www.smartcurrencyexchange.com/downloads/CurrencyStrategyWorksheet.pdf

Currency Report
Have your read our 10-page Currency Report that outlines the top 3 mistakes that overseas buyers make when exchanging and transferring their money overseas? Get the report here:
http://www.SmartCurrencyExchange.com/downloads/ThreeMistakes.pdf

Currency Quotation
Are you interested in a currency rate for Euros, US$’s, CYP, NZD, or any other currency, please fill out our Smart quotation form at: http://www.SmartCurrencyExchange.com/smartquotation.htm


Smart Currency Exchange Limited

   


Smart Currency Exchange | 1 Lyric Square | Hammersmith | London | W6 0NB | UK

© 2005-2009 Copyright  Smart Currency Exchange Ltd

THIS PUBLICATION DOES NOT CONSTITUTE ADVICE WITHIN THE TERMS OF THE FINANCIAL SERVICES ACT (OR ANY SUBSEQUENT REVISIONS, ADDITIONS, OR AMENDMENTS).

Disclaimer

Exchange rates can move very quickly. The above rates are the interbank rates and valid at a moment in time. The interbank rate is the rate at which the banks deal with each other in the foreign exchange markets. Suggestions should not be taken as advice or fact. The market does what it wants to do.  We have no crystal ball and as ever we suggest that if an exchange rate works for your budget then don’t try and wait for an even better exchange rate, as Murphy’s Law says the rate will go against you and cause you maximum trouble!



SCE/OGC

1 Lyric Square
London, London
W6 0NB
GB

If you no longer wish to receive communication from us:
Cancel

To update your contact information:
Update

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