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Posted December 11th, 2009 by Charles Purdy

Smart Daily Currency Note – 11th December 2009

 

Smart Currency Exchange – Daily Currency Rates

 

 
Daily Inter Bank Currency Exchange Rates 11th December 2009
 

Currency

Rate

EURO

1.106

US$

1.632

CHF

1.672

CAN$

1.714

AUS$

1.782

Request a quotation now at: http://www.smartcurrencyexchange.com/quote.aspx

Comments: The Bank of England kept interest rates and their quantitative easing programme on hold. This was much as expected. Sterling gained a little ground against the US$ and the €. The New Zealand central bank signalled that they were likely to start raising interest rates around the March/April time next year which strengthened the New Zealand dollar. Jobless data in Australia also came in better than expected which boosted the Australian dollar.

Note:  All rates are mid market inter bank and indicative at the point of publication. 

To get an initial estimate of the cost of a property simply DIVIDE the price of the property by the appropriate currency rate noted above.

Free phone: 0808 163 0102
(Outside the UK +44 0207 898 0541)

email: Charles@SmartCurrencyExchange.com
web: http://www.SmartCurrencyExchange.com

To get a live Better-than-Bank exchange rate go to: http://www.smartCurrencyExchange.com/smartquotation.htm
or call Smart on 08081 630 102 or from overseas, please call +44 0207 898 0541.


Smart Currency Exchange | 1 Lyric Square | Hammersmith | London | W6 0NB | UK

 

© 2005-2009 Copyright  Smart Currency Exchange Ltd

THIS PUBLICATION DOES NOT CONSTITUTE ADVICE WITHIN THE TERMS OF THE FINANCIAL SERVICES ACT (OR ANY SUBSEQUENT REVISIONS, ADDITIONS, OR AMENDMENTS).

Disclaimer

Exchange rates can move very quickly. The above rates are valid at a moment in time.
Suggestions should not be taken as advice or fact. The market does what it wants to do.  We have no crystal ball and as ever we recommend that if an exchange rate works for your budget then don’t try and wait for an even better exchange rate, as Murphy’s Law says the rate will go against you and cause you maximum pain! Smart Currency Exchange Ltd is authorised by the Financial Services Authority under the Payment Services Regulations 2009 (FRN 504509) for the provision of payment services.

 



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Posted December 10th, 2009 by Charles Purdy

Smart Daily Currency Note – 10th December 2009

 

Smart Currency Exchange – Daily Currency Rates

 

 
Daily Inter Bank Currency Exchange Rates 10th December 2009
 

Currency

Rate

EURO

1.106

US$

1.627

CHF

1.672

CAN$

1.718

AUS$

1.777

Request a quotation now at: http://www.smartcurrencyexchange.com/quote.aspx

Comments: Yesterday we had the pre budget report from the Chancellor. Although it seems that he was tough saying public sector pay rises would be capped and there would be a special tax on City bonuses, the real tough decisions on cutting government spend were put on hold pending the general election. But can the UK afford to wait given the worries about sovereign debt that are beginning to increase worldwide. Sterling held its own ag ainst the euro and after an initial drop against the US$ regained some ground.

Note:  All rates are mid market inter bank and indicative at the point of publication. 

To get an initial estimate of the cost of a property simply DIVIDE the price of the property by the appropriate currency rate noted above.

Free phone: 0808 163 0102
(Outside the UK +44 0207 898 0541)

email: Charles@SmartCurrencyExchange.com
web: http://www.SmartCurrencyExchange.com

To get a live Better-than-Bank exchange rate go to: http://www.smartCurrencyExchange.com/smartquotation.htm
or call Smart on 08081 630 102 or from overseas, please call +44 0207 898 0541.


Smart Currency Exchange | 1 Lyric Square | Hammersmith | London | W6 0NB | UK

 

© 2005-2009 Copyright  Smart Currency Exchange Ltd

THIS PUBLICATION DOES NOT CONSTITUTE ADVICE WITHIN THE TERMS OF THE FINANCIAL SERVICES ACT (OR ANY SUBSEQUENT REVISIONS, ADDITIONS, OR AMENDMENTS).

Disclaimer

Exchange rates can move very quickly. The above rates are valid at a moment in time.
Suggestions should not be taken as advice or fact. The market does what it wants to do.  We have no crystal ball and as ever we recommend that if an exchange rate works for your budget then don’t try and wait for an even better exchange rate, as Murphy’s Law says the rate will go against you and cause you maximum pain! Smart Currency Exchange Ltd is authorised by the Financial Services Authority under the Payment Services Regulations 2009 (FRN 504509) for the provision of payment services.

 


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Posted December 9th, 2009 by Charles Purdy

Smart Daily Currency Note – 9th December 2009

 

Smart Currency Exchange – Daily Currency Rates

 

 
Daily Inter Bank Currency Exchange Rates 9th December 2009
 

Currency

Rate

EURO

1.104

US$

1.628

CHF

1.667

CAN$

1.729

AUS$

1.793

Request a quotation now at: http://www.smartcurrencyexchange.com/quote.aspx

Comments: The US$ continues to strengthen. A number of reasons seem to be circulating. Risk aversion has increased as Greece’s debt was downgraded which on the back of problems with Dubai’s debt has made the market cautious. Plus the Chairman of the Federal Reserve reemphasised that even on the back of the positive US unemployment figures last Friday they were going to keep interest rates low. Here in the UK we have the Chancellors pr e budget statement. From the press coverage it seems that the government may well be finally grasping the nettle when it comes to government spend and the need to bring it down. It will be interesting to see how tightly they are grasping this nettle.

Note:  All rates are mid market inter bank and indicative at the point of publication. 

To get an initial estimate of the cost of a property simply DIVIDE the price of the property by the appropriate currency rate noted above.

Free phone: 0808 163 0102
(Outside the UK +44 0207 898 0541)

email: Charles@SmartCurrencyExchange.com
web: http://www.SmartCurrencyExchange.com

To get a live Better-than-Bank exchange rate go to: http://www.smartCurrencyExchange.com/smartquotation.htm
or call Smart on 08081 630 102 or from overseas, please call +44 0207 898 0541.


Smart Currency Exchange | 1 Lyric Square | Hammersmith | London | W6 0NB | UK

 

© 2005-2009 Copyright  Smart Currency Exchange Ltd

THIS PUBLICATION DOES NOT CONSTITUTE ADVICE WITHIN THE TERMS OF THE FINANCIAL SERVICES ACT (OR ANY SUBSEQUENT REVISIONS, ADDITIONS, OR AMENDMENTS).

Disclaimer

Exchange rates can move very quickly. The above rates are valid at a moment in time.
Suggestions should not be taken as advice or fact. The market does what it wants to do.  We have no crystal ball and as ever we recommend that if an exchange rate works for your budget then don’t try and wait for an even better exchange rate, as Murphy’s Law says the rate will go against you and cause you maximum pain! Smart Currency Exchange Ltd is authorised by the Financial Services Authority under the Payment Services Regulations 2009 (FRN 504509) for the provision of payment services.

 


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Posted December 8th, 2009 by Charles Purdy

Smart Daily Currency Note – 8th December 2009

 

Smart Currency Exchange – Daily Currency Rates

 

 
Daily Inter Bank Currency Exchange Rates 8th December 2009
 

Currency

Rate

EURO

1.105

US$

1.634

CHF

1.669

CAN$

1.724

AUS$

1.798

Request a quotation now at: http://www.smartcurrencyexchange.com/quote.aspx

Comments: So the markets were caught by surprise by Fridays US unemployment figures which were much better than expected. Is the huge injection of money into the US economy by their government beginning to have a lasting affect or is it a one off surprise. It certainly took the markets by surprise as a lot of traders were betting on further US$ weakness and as such there was a rush for the exit as they covered their positions. I think the US government as well as other governments will continue to be very cautious and highly accommodative in their monetary policy [e.g. by keeping interest rates low] as the recession has generated a lot of spare capacity and the possibility of deflation still exists.

Note:  All rates are mid market inter bank and indicative at the point of publication. 

To get an initial estimate of the cost of a property simply DIVIDE the price of the property by the appropriate currency rate noted above.

Free phone: 0808 163 0102
(Outside the UK +44 0207 898 0541)

email: Charles@SmartCurrencyExchange.com
web: http://www.SmartCurrencyExchange.com

To get a live Better-than-Bank exchange rate go to: http://www.smartCurrencyExchange.com/smartquotation.htm
or call Smart on 08081 630 102 or from overseas, please call +44 0207 898 0541.


Smart Currency Exchange | 1 Lyric Square | Hammersmith | London | W6 0NB | UK

 

© 2005-2009 Copyright  Smart Currency Exchange Ltd

THIS PUBLICATION DOES NOT CONSTITUTE ADVICE WITHIN THE TERMS OF THE FINANCIAL SERVICES ACT (OR ANY SUBSEQUENT REVISIONS, ADDITIONS, OR AMENDMENTS).

Disclaimer

Exchange rates can move very quickly. The above rates are valid at a moment in time.
Suggestions should not be taken as advice or fact. The market does what it wants to do.  We have no crystal ball and as ever we recommend that if an exchange rate works for your budget then don’t try and wait for an even better exchange rate, as Murphy’s Law says the rate will go against you and cause you maximum pain! Smart Currency Exchange Ltd is authorised by the Financial Services Authority under the Payment Services Regulations 2009 (FRN 504509) for the provision of payment services.

 


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Posted December 4th, 2009 by Charles Purdy

Smarts Weekly Currency Note – 4th December 2009

 
  Smart Currency Exchange – Weekly Currency Rates  
Weekly Currency Interbank Exchange Rates 4th December 2009
 

Currency
Rate Last
Week
Rate This
Week
 
EURO
1.101
1.110
US$
1.649
1.652
CAN$
1.752
1.738
AUS$
1.814
1.805
NZD
2.318
2.304
AED
6.060
6.075

CHF

1.660
1.675

ZAR(Rand)

12.210
12.288

Charles’s Thoughts:

UK economic news was limited this week and came in line with expectations. This meant that sterling tended to move based on news/sentiment from elsewhere. Against the euro and the US$ sterling continues to move in a narrow range between its highs and lows and it is a case of taking advantage when you see an appropriate level. We are now in the heart of the Christmas retail period and it will be interesting to see how resilient the UK shopper is.

The US$ has done the same as last week. Even though the starting rate looks very similar to the closing rate, the exchange rate during the course of the week was far from constant. At the beginning of the week risk appetite grew and the US$ weakened by over a cent and half against sterling. We then had the US non farm payrolls [effectively their unemployment figures] on Friday which came in better than expected which seems to have confused the market as some believe it is a turning point and others believe they are nonsense. But the net result has been a rapid strengthening of the US$ against sterling and the euro. We wait to see if this continues into next week.

The European Central Bank met on Thursday and did as expected. They kept interest rates on hold and they announced the withdrawal of the dates for their short term funding facilities with this months 12 month offer being the last of this type and the 6 month offer in March 2010 being the last of this type. So the ECB has been much more effective than the Bank of England in detailing clearly how they will remove their equivalent of the BoE’s quantitative easing programme. The euro initially benefited from this clarity gaining ground against sterling and pushing through US$1.50/€1 against the euro. However Friday’s US non farm payrolls [effectively their unemployment figures] quickly reversed these gains.

On Wednesday we saw the Australian Central Bank raise Australian interest rates by 0.25%. This is the third month in a row they have done this and is a good indicator of how robust their economy is and how successful the central bank have been in maintaining liquidity and stabilising the economy despite the worldwide slump. Also it lent support to other commodity backed currencies.

Why is Currency Management So Important? Using a bank could cost you £3-4,000 per £100,000 transferred. Buying at the “wrong” time could cost you many £’000’s more as rates can move as much as 3% in a very short period of time. Then add in transfer costs that the banks charge for sending and receiving funds and you could be looking at additional costs of £10,000 per £100,000 transferred. By developing a currency strategy and by working with a specialist currency broker these losses could be minimised if not eliminated.

Smart Client Testimonial: “Thank you for making our transactions go so smoothly. As promised, our account was opened within hours. Your traders were pleasant and efficient, and each transaction was very much at the exchange rate I expected…ie not a million miles away from the inter-bank rates and certainly much better than my high street bank could quote. All in all, an easy experience and we will have absolutely no hesitation in recommending your services to any of our friends buying property abroad.” Ian Pritchard If you haven’t opened a Smart account yet, call me on freephone 0808 163 0102 (+44 0207 898 0541) or fill out our online Account Form at: http://www.SmartCurrencyExchange.com/application.htm

How much will a Property Cost? To estimate the cost of a property simply DIVIDE the price of the property by the appropriate rate noted above. But note this is based on the inter bank rate so the actual cost will be slightly more.

Charles Purdy
Charles Purdy


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© 2005-2009 Copyright  Smart Currency Exchange Ltd

THIS PUBLICATION DOES NOT CONSTITUTE ADVICE WITHIN THE TERMS OF THE FINANCIAL SERVICES ACT (OR ANY SUBSEQUENT REVISIONS, ADDITIONS, OR AMENDMENTS).

Disclaimer

Exchange rates can move very quickly. The above rates are the interbank rates and valid at a moment in time. The interbank rate is the rate at which the banks deal with each other in the foreign exchange markets. Suggestions should not be taken as advice or fact. The market does what it wants to do.  We have no crystal ball and as ever we suggest that if an exchange rate works for your budget then don’t try and wait for an even better exchange rate, as Murphy’s Law says the rate will go against you and cause you maximum trouble!

 


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Posted December 4th, 2009 by Charles Purdy

Smart Daily Currency Note – 4th December 2009

 

Smart Currency Exchange – Daily Currency Rates

 

 
Daily Inter Bank Currency Exchange Rates 4th December 2009
 

Currency

Rate

EURO

1.104

US$

1.663

CHF

1.663

CAN$

1.755

AUS$

1.796

Request a quotation now at: http://www.smartcurrencyexchange.com/quote.aspx

Comments: The European Central Bank met yesterday and did as expected. They kept interest rates on hold and they announced the withdrawal of the dates for their short term funding facilities with this months 12 month offer being the last of this type and the 6 month offer in March 2010 being the last of this type. So the ECB has been much more effective than the Bank of England in detailing clearly how they will remove their equivalen t of the BoE’s quantitative easing programme. The euro benefited from this clarity gaining ground against sterling and pushing through US$1.50/€1 against the euro. Today we have the unemployment figures in the US. We wait to see if they are in line with expectations.

Note:  All rates are mid market inter bank and indicative at the point of publication. 

To get an initial estimate of the cost of a property simply DIVIDE the price of the property by the appropriate currency rate noted above.

Free phone: 0808 163 0102
(Outside the UK +44 0207 898 0541)

email: Charles@SmartCurrencyExchange.com
web: http://www.SmartCurrencyExchange.com

To get a live Better-than-Bank exchange rate go to: http://www.smartCurrencyExchange.com/smartquotation.htm
or call Smart on 08081 630 102 or from overseas, please call +44 0207 898 0541.


Smart Currency Exchange | 1 Lyric Square | Hammersmith | London | W6 0NB | UK

 

© 2005-2009 Copyright  Smart Currency Exchange Ltd

THIS PUBLICATION DOES NOT CONSTITUTE ADVICE WITHIN THE TERMS OF THE FINANCIAL SERVICES ACT (OR ANY SUBSEQUENT REVISIONS, ADDITIONS, OR AMENDMENTS).

Disclaimer

Exchange rates can move very quickly. The above rates are valid at a moment in time.
Suggestions should not be taken as advice or fact. The market does what it wants to do.  We have no crystal ball and as ever we recommend that if an exchange rate works for your budget then don’t try and wait for an even better exchange rate, as Murphy’s Law says the rate will go against you and cause you maximum pain! Smart Currency Exchange Ltd is authorised by the Financial Services Authority under the Payment Services Regulations 2009 (FRN 504509) for the provision of payment services.

 


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Posted December 3rd, 2009 by Charles Purdy

Smart Daily Currency Note – 3rd December 2009

 

Smart Currency Exchange – Daily Currency Rates

 

 
Daily Inter Bank Currency Exchange Rates 3rd December 2009
 

Currency

Rate

EURO

1.104

US$

1.668

CHF

1.665

CAN$

1.747

AUS$

1.793

Request a quotation now at: http://www.smartcurrencyexchange.com/quote.aspx

Comments: A slightly better day for sterling against the € and the US$. The market is waiting for the US unemployment figures due out tomorrow to see if expectations are being met. Initial figures out of the US which showed that 169,000 jobs were lost in the private sector in November. Incredible to think that unemployment in the US is running at over 10% and unlikely to come down any time soon. Similar to the situation here in t he UK and in Euro land.

Note:  All rates are mid market inter bank and indicative at the point of publication. 

To get an initial estimate of the cost of a property simply DIVIDE the price of the property by the appropriate currency rate noted above.

Free phone: 0808 163 0102
(Outside the UK +44 0207 898 0541)

email: Charles@SmartCurrencyExchange.com
web: http://www.SmartCurrencyExchange.com

To get a live Better-than-Bank exchange rate go to: http://www.smartCurrencyExchange.com/smartquotation.htm
or call Smart on 08081 630 102 or from overseas, please call +44 0207 898 0541.


Smart Currency Exchange | 1 Lyric Square | Hammersmith | London | W6 0NB | UK

 

© 2005-2009 Copyright  Smart Currency Exchange Ltd

THIS PUBLICATION DOES NOT CONSTITUTE ADVICE WITHIN THE TERMS OF THE FINANCIAL SERVICES ACT (OR ANY SUBSEQUENT REVISIONS, ADDITIONS, OR AMENDMENTS).

Disclaimer

Exchange rates can move very quickly. The above rates are valid at a moment in time.
Suggestions should not be taken as advice or fact. The market does what it wants to do.  We have no crystal ball and as ever we recommend that if an exchange rate works for your budget then don’t try and wait for an even better exchange rate, as Murphy’s Law says the rate will go against you and cause you maximum pain! Smart Currency Exchange Ltd is authorised by the Financial Services Authority under the Payment Services Regulations 2009 (FRN 504509) for the provision of payment services.

 


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Posted December 2nd, 2009 by Charles Purdy

Smart Daily Currency Note – 2nd December 2009

 

Smart Currency Exchange – Daily Currency Rates

 

 
Daily Inter Bank Currency Exchange Rates 2nd December 2009
 

Currency

Rate

EURO

1.100

US$

1.660

CHF

1.658

CAN$

1.735

AUS$

1.792

Comments: Overnight we saw the Australian Central Bank raise Australian interest rates by 0.25%. This is the third month in a row they have done this and is a good indicator of how robust their economy is and how successful the central bank have been in maintaining liquidity and stabilising the economy despite the worldwide slump. The US$ slipped on the back of increased risk appetite as the world gets to grip with the Dubai debt problems.

Note:  All rates are mid market inter bank and indicative at the point of publication. 

To get an initial estimate of the cost of a property simply DIVIDE the price of the property by the appropriate currency rate noted above.

Free phone: 0808 163 0102
(Outside the UK +44 0207 898 0541)

email: Charles@SmartCurrencyExchange.com
web: http://www.SmartCurrencyExchange.com

To get a live Better-than-Bank exchange rate go to: http://www.smartCurrencyExchange.com/smartquotation.htm
or call Smart on 08081 630 102 or from overseas, please call +44 0207 898 0541.


Smart Currency Exchange | 1 Lyric Square | Hammersmith | London | W6 0NB | UK

 

© 2005-2009 Copyright  Smart Currency Exchange Ltd

THIS PUBLICATION DOES NOT CONSTITUTE ADVICE WITHIN THE TERMS OF THE FINANCIAL SERVICES ACT (OR ANY SUBSEQUENT REVISIONS, ADDITIONS, OR AMENDMENTS).

Disclaimer

Exchange rates can move very quickly. The above rates are valid at a moment in time.
Suggestions should not be taken as advice or fact. The market does what it wants to do.  We have no crystal ball and as ever we recommend that if an exchange rate works for your budget then don’t try and wait for an even better exchange rate, as Murphy’s Law says the rate will go against you and cause you maximum pain! Smart Currency Exchange Ltd is authorised by the Financial Services Authority under the Payment Services Regulations 2009 (FRN 504509) for the provision of payment services.

 


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Posted December 1st, 2009 by Charles Purdy

Smart Daily Currency Note – 1st December 2009

 

Smart Currency Exchange – Daily Currency Rates

 

 
Daily Inter Bank Currency Exchange Rates 1st December 2009
 

Currency

Rate

EURO

1.095

US$

1.650

CHF

1.651

CAN$

1.727

AUS$

1.789

Comments: We seem to be seeing a slow drift downwards in sterling against the euro. Partly this was on poor UK economic data which showed that both money supply and bank lending fell in October which was a worry given the amount of money being pumped into the UK economy by the Bank of England. Clearly liquidity wasn’t reaching the lower levels. Commodity currencies have started to regain some stability following the debt problem in Dubai last week as fears about emerging economies bear to reduce. India showing robust growth in September was a help.

Note:  All rates are mid market inter bank and indicative at the point of publication. 

To get an initial estimate of the cost of a property simply DIVIDE the price of the property by the appropriate currency rate noted above.

Free phone: 0808 163 0102
(Outside the UK +44 0207 898 0541)

email: Charles@SmartCurrencyExchange.com
web: http://www.SmartCurrencyExchange.com

To get a live Better-than-Bank exchange rate go to: http://www.smartCurrencyExchange.com/smartquotation.htm
or call Smart on 08081 630 102 or from overseas, please call +44 0207 898 0541.


Smart Currency Exchange | 1 Lyric Square | Hammersmith | London | W6 0NB | UK

 

© 2005-2009 Copyright  Smart Currency Exchange Ltd

THIS PUBLICATION DOES NOT CONSTITUTE ADVICE WITHIN THE TERMS OF THE FINANCIAL SERVICES ACT (OR ANY SUBSEQUENT REVISIONS, ADDITIONS, OR AMENDMENTS).

Disclaimer

Exchange rates can move very quickly. The above rates are valid at a moment in time.
Suggestions should not be taken as advice or fact. The market does what it wants to do.  We have no crystal ball and as ever we recommend that if an exchange rate works for your budget then don’t try and wait for an even better exchange rate, as Murphy’s Law says the rate will go against you and cause you maximum pain! Smart Currency Exchange Ltd is authorised by the Financial Services Authority under the Payment Services Regulations 2009 (FRN 504509) for the provision of payment services.

 


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